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Downtown Loan Funds

The most vibrant Downtowns across the country are those with recreational activities, unique attractions, learning centers, a mix of commercial activities, and a strong residential base.

Louisville Downtown Partnership works with businesses, developers, and investors to make development in Downtown as easy as possible. In 2001, Louisville Downtown Partnership worked with local banks and corporations to create the Downtown Housing Assistance Fund (DHA) to assist urban developers in financing their Downtown housing projects, fostering the growth of residential development in Downtown Louisville and its adjacent neighborhoods.

Encouraged by the success of the housing fund, in 2008 many of DHA’s members helped establish the Downtown Commercial Loan Fund (DCLF) with a complementary mission of fostering the growth of Downtown’s commercial sector.

The newest product of the Downtown Commercial Loan Fund (DCLF) is the Downtown Small Business Loan. This program is intended to provide favorable financing for small businesses interested in opening new storefronts in Downtown by making funds available for commercial space improvements beyond what Tenant Improvement allowances offer.

Since their inception, the funds have originated 26 loans totaling more than $15M, helping to bring over $330M in new housing and commercial developments to Downtown and its surrounding neighborhoods. More information about Downtown Loan Funds and the projects supported by their loans can be found here. You can view the FAQs for each loan below.